We specialize in FSBO & Flat Fee transactions
*Free Contracts, Disclosures & Addendums
*On-line document signing
*Non Contact Closings
*Title Policy Price Match Guarantee
*Underwritten by Fidelity National Title Insurance Company
iRealty Flat Fee Brokerage has partnered with their sister company, iRealty
Title Services, Inc., and created a format to offer a discount off your title
fees and work with you from the beginning to the very end. And as always, with
iRealty you will be saving money with the sale of your home without
The closing process is just as vital as any other during a
real estate transaction. When choosing the closing company, be sure to pick one
which will take care of all the work for you while keeping you informed
throughout the process. iRealty is
dedicated to service all sellers of real estate by
providing efficient closing guidance and service to all real estate
transactions in a professional and timely manner.
We will help you at coordinating the transfer of property
from the moment an offer is accepted until the buyer receives the title in hand
and is done by taking care of all the paperwork, including the transfer of
funds through the escrow company of the client’s choice.
Closing services included but, not limited to:
Attorney and Inspection review
Title search and clearance
Issuing Title Insurance Policies
Municipal lien letters
Ordering payoffs and payoff verification
Document and deed preparation
Coordinating and scheduling a smooth seamless closing
If you would like to know your Estimated Title Quote / Seller Net Sheet, please submit form below.
What is Title Insurance?
Title insurance makes sure
that the title to a piece of real estate is legitimate and then issues title
insurance for that property. Title insurance protects the lender and/or owner
against lawsuits or claims against the property that result from disputes over
the title. During the title search the title company also looks for any outstanding mortgages, liens, judgments or
unpaid taxes associated with the property, as well as any restrictions,
easements, leases or other issues that might impact ownership. The title
company may also require a property survey, which determines the boundaries of
the plot of land that a home sits on, whether the home sits within those
boundaries, whether there are any encroachments on the property by neighbors
and any easements that may impact an ownership claim.
Once the title is found to be valid, the title company will likely issue a title insurance policy, which protects lenders or owners against claims or legal fees that may arise from disputes over the ownership of the property.
There are two main types of title insurance: owner’s title insurance, which
protects the property owner from title issues, and lender’s title insurance, which protects the mortgage company. When there is a cash deal involved, the seller pays more which is half the closing fees of buyer and seller, which is based on the purchase price.